3D Secure (Three-Domain Secure) is an extra layer of security for online and mobile card payments that helps prevent fraud and unauthorized transactions. During checkout, customers may be asked to verify their identity through a one-time passcode (OTP), biometric authentication, or confirmation via their banking app—depending on their card issuer.
Mporeo uses 3D Secure to ensure safe, secure, and PCI-compliant transactions, giving customers peace of mind and helping merchants reduce chargebacks and payment fraud. It’s fully integrated into all Mporeo payment flows, including online orders, mobile app payments, QR code checkouts, and text-to-pay payment links—keeping every transaction protected without slowing down the experience.